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Did you know that every year millions of dollars in unfiled or misfiled class action reward settlements are left unclaimed by hard working Australians who miss out on a class action refund? You could be a part of a current class action and entitled to thousands of dollars in compensation without evenknowing.
Many misrepresent themselves or settle within a class action for a smaller pay out, rather than individually filing with a specialised refund team and receiving thousands of $$$ back.
Obtaining a refund from a class actions starts first by checking if you’re apart of a current class action.
Law firms who manage these class actions will aim to convince a party to join a class action instead of pursuing a claim individually or with a team like Claimo. Our aim is to help individuals settle outside of a class action and obtain a fair, better refund. Our background is within the legal and finance sector, and we’ve been helping hard working Aussie’s get larger pay outs for years to come, with a 99%success rate.
If there is a class action you’re currently a part of, or unaware of, you can simply fill in our free claim check form and get started today! One of our helpful Melbourne based refund specialists will contact you for a friendly chat.
A class action is type of legal proceeding in which a person (the applicant or plaintiff) brings a claim on behalf of a wider group of people against a respondent.
Class actions are commenced, regardless of whether all group members are aware if they exist or not. Class actions are run on an “opt-out” basis and can take years to settle. Class actions also usually settle on much smaller pay outs than the total of the group members individual premiums purchased, and their legal fees (from the law firm) reduce the settlement amount received in the pay out.
This all leads us to our next point, so what is a junk insurance class action?
In 2018, The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry revealed that Australia’s big four banks had been ripping off customers by selling unnecessary and worthless insurance products attached to loans and credit cards.
Law firms are now investigating potential class actions against insurance companies on behalf of customers who paid for “add-on” insurance products when purchasing a motor vehicle, loan, or credit card.
These products are also referred to as “junk insurance”. We specialise in junk insurance refunds at Claimo due to our extensive knowledge on the products and refund sector.
Did you know?
That even though a class action settlement is closed, or the opt-out process is finished, you may still be able to gain a settlement and a larger pay out?
If you decide to opt in or out, we manage the entire process for you, also whether you are in legal proceedings or not, we work with you on obtaining the largest possible refund for you, and do the work for you!
Australian Class Actions use an opt-out model. This means that all people affected by the event or circumstance become members of the class action whether they intended to or not.
These members are legally bound by the decision of the court or settlement unless they opt-out of the proceedings.
Thousands of members do not receive their opt-notice because they have changed addresses and do not register for compensation in time which means they are unable to get a refund on junk insurance
Claimo offers a service to help check your documents or request relevant paperwork. If insurance is located we submit a refund request on a no win no fee basis on eligible claims.
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